For nearly 30 years, Kingsgate Financial has been my insurance provider of choice. Always friendly and helpful, these knowledgeable professionals provide not only great insurance products, they provide peace of mind. If you’re looking for personalized, fast response service, go see Kingsgate Financial!
Deb Myers
What is Medicare? Who qualifies?
Medicare is a federal health insurance program designed primarily for people age 65 and older. It also covers certain younger individuals with disabilities or specific medical conditions. Medicare helps pay for hospital care, doctor visits, prescription drugs, and other essential health services.
You may be eligible if you meet any of the following:
Age 65 or older and a U.S. citizen or permanent resident
Under 65 with a qualifying disability and receiving Social Security Disability Insurance (SSDI) for at least 24 months
Any age with End-Stage Renal Disease (ESRD) or ALS (Lou Gehrig’s disease)
Spouse of a qualified individual, in some cases
MEDICARE INSURANCE
Medicare Made Simple.
Turning 65 or navigating a Medicare transition? You don’t have to figure it out alone. At Kingsgate, we proactively work with you to understand your options at no cost to you. Ensuring that you choose a plan that fits your health needs now, with a plan for the future.
What to Know about Enrollment: Timing matters.
Your first chance to sign up for Medicare begins 3 months before your 65th birthday, includes your birth month, and ends 3 months after—a total of 7 months.
Medicare Advantage Open Enrollment
Switch Medicare Advantage plans or return to Original Medicare. Available January 1 to March 31 annually.
Annual Enrollment Period (AEP)
Make changes to your Medicare Advantage or Part D plans. Runs from October 15 to December 7 each year.
Special Enrollment Periods (SEPs)
Triggered by life events like moving, losing employer coverage, or qualifying for Medicaid. Let you enroll or adjust coverage outside standard windows.
General Enrollment Period (GEP)
If you missed your Initial Enrollment, you can sign up for Parts A & B between January 1 and March 31, with coverage starting July 1.
